What do you see when you look at your financial picture: a stockbroker here, a financial advisor there, a CPA in one office who refers you to an insurance person or an estate planner in other offices? From any perspective, this is a very confusing picture.
For that matter, do your accountant and your financial advisor talk to each other to discuss what you should sell for tax purposes? How about things like reducing capital gains or taking losses against ordinary income? Do any of the people you entrust with your financial future all get together with you in one room at least once a year—before December 31st—to discuss your upcoming tax preparation and its implications for you and your family’s financial future? If your answer is “No” to these questions, you are not alone.
Just imagine a complete plan, where all your tax planning, financial and estate planning, and legal needs are addressed under one roof. We call it a comprehensive wealth management plan. Most responsible people call it common sense.
At Gilman Ciocia all new clients work with our tax professionals to compile a confidential financial profile based on income, expenses, individual needs, and goals. We review their previous three years’ tax returns, examine their current lifestyle, and prepare a personal tax plan. Based on this information, we will implement a sound, well-thought-out financial strategy to minimize their year-to-year tax liabilities, and provide them the opportunity to maintain their current standard of living throughout their retirement.
At Gilman Ciocia, we encourage our clients to sit down with us throughout the year, not just at tax time. We examine their sources income, their fringe benefit plans, their assets, their sources of interest and dividend income, and show them ways to reorganize these areas to take advantage of all the deductions that are available to them. And our goal is simple-lower their taxes and increase their wealth.
At Gilman Ciocia we look at the whole picture—taxes, investments, retirement, insurance, lending, and estate—which allows clients to see their entire financial picture and to understand how wise decisions will let them keep more of their money, provide them with a healthy and solid financial outlook, and secure their family’s future.
o Gilman Ciocia, Inc. NMLS# 46660. 35-30 Francis Lewis Blvd, Flushing, NY 11358 is a Registered Mortgage Broker with the NYS Department of Financial Services.
o GC Capital Corp. NMLS# 374321 35-30 Francis Lewis Blvd, Flushing, NY 11358 is a licensed Mortgage Broker with the Florida State Banking Department.
o GC Capital Corp. is a wholly-owned subsidiary of Gilman Ciocia, Inc.
o All loans arranged with third party lenders.
o Securities offered thru National Securities Corp (NSC). Member Finra/SIPC, Investment Advisory services offered thru National Asset Management (NAM), Insurance Products offered thru National Insurance Corp (NIC). Gilman Ciocia, NSC, NAM, and NIC are affiliated entities. Neither Gilman Ciocia or any of its affiliates offer legal services. Legal advice is available thru attorneys in private practice.